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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great product great rates would recommend app very e...

Great product great rates would recommend app very easy to navigate Reviewed on: 8th January 2024

Saving for my first house made easy!

The app is well made and easy to navigating, saving for my first house and been easy and reliable plus the bonus interest I’ve made from my savings has really motivated me to save more! Reviewed on: 8th January 2024

Brilliant account so easy and flexible with good rates

Brilliant account so easy and flexible with good rates Reviewed on: 8th January 2024

good rates and easy to use

The smart saver is really easy to use and has all the options in one place. You can easily divide your money into different pots, balancing ease of access against interest rates. Interest is added monthly (which is great to see) and it's quick and easy to make a withdrawal. Interest rates are favourable as well. Overall a very positive choice. Reviewed on: 8th January 2024

Excellent

Goii I d rates if interest and love the booster pots Reviewed on: 8th January 2024

No fuss way to control and save monies.

No fuss way to control and save monies. Reviewed on: 8th January 2024

Smart saver

Easy to set up and use. Good rates. Convenient Reviewed on: 8th January 2024

A different way to save

I wanted to save for different needs but I didn't want to have lots of separate savings accounts. Along came Smart Saver and being able to put money into pots for varying fixed-terms with Zopa while seeing it all on one place has been brilliant. I'm not the best saver so a saving pot that requires 31 or 95 days notice allows me to reduce temptation and build savings. The interest rates have been good, far better than my own bank could offer. The communication from Zopa is spot on, nothing pushy or overselling, just simple updates. I particularly like the personalised insights into how to develop my credit status. Reviewed on: 8th January 2024

Great Bank

Zopa is man easy to use app even for technologically challenged people like me and the saving interest rate is better than other banks. Reviewed on: 8th January 2024

Excellent savings app.

Excellent savings app. So easy to use as well! Reviewed on: 8th January 2024

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