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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Interesting Interest!

I love seeing the interest add to my savings month on month, it's a very enticing thing and encourages me to leave the money there to grow. Reviewed on: 8th January 2024

Very simple processes, with excellent communication...

Very simple processes, with excellent communication for receipts every time transactions are made. Reviewed on: 8th January 2024

Great easy access saving options

Great easy access saving options Reviewed on: 8th January 2024

Easy to open, good interest rate and easy to use...

Easy to open, good interest rate and easy to use App Reviewed on: 8th January 2024

Great service

Very competitive rate of intrest managed via app & nominated bank accountI Reviewed on: 8th January 2024

Very good interest rate

Very good interest rates and easy to boost pots Reviewed on: 8th January 2024

I having been saving with zopa for a while now.

I having been saving with zopa for a while now. Easy to depoist and withdraw. Good intrest rate compared to otherz Reviewed on: 8th January 2024

Very competitive rates in a smart banking solution.

Zopa have a range of high interest savings accounts, from instant access to fixed term savings. When I was looking for a savings account, Zopa's rates and savings terms were one of the best I could find in the market. The added bonus for me is that everything is easily set out on their banking app and setting up new savings pots for different items, as well as topping up and moving money between different savings pots is very easy. A simple, effective and high interest bearing way to save. Reviewed on: 8th January 2024

Excellent rates and very user friendly app

Excellent rates and very user friendly app Reviewed on: 8th January 2024

So easy to manage!

All very straightforward from opening account, to ease of transferring, adding or withdrawing funds, to checking on interest earned. All very clear, secure and easy to access. Reviewed on: 8th January 2024

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