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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
32% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

really good to be able to lock money away

5
really good to be able to lock money away and the app is well designed Reviewed on: 8th January 2024

Fabulous service my savings are growing

5
Fabulous service my savings are growing Reviewed on: 8th January 2024

Very goid speedy service.

5
Very goid speedy service. App easy to use. Reviewed on: 8th January 2024

excellent rates, easy to use app and very fast trans...

5
excellent rates, easy to use app and very fast transfers Reviewed on: 8th January 2024

Good company but rates are not the highest.

4
Good company but rates are not the highest. Reviewed on: 8th January 2024

Great for saving.

5
Great for saving. Hard to take out a credit card though Reviewed on: 8th January 2024

Great easy app always works and clear to use.

5
Great easy app always works and clear to use. Great rate of saving rates Reviewed on: 8th January 2024

Best rates & ease of use

5
Use the regular saver and boosted pots - super easy to use and great rates Reviewed on: 8th January 2024

Excellent

5
Simple easy to use good interest rates Reviewed on: 8th January 2024

Very easy internet access savings account.

5
Very easy internet access savings account. Reviewed on: 8th January 2024

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