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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good rates and an easy product to manage.

Good rates and an easy product to manage. I like how flexible the lock periods are, helping me to earn extra interest but still maintain some flexibility over when I can access my money. I’ve been using Zopa for a number of years now with absolutely no issues. Reviewed on: 8th January 2024

I use ZOPA's app to save with smart saver.

I use ZOPA's app to save with smart saver. Money is easy and fast to move. You can navigate the site easily. The rates of interest are competitive. ZOPA keeps in touch Reviewed on: 8th January 2024

Just the way things should be.

Good rates of interest paid. As an existing Loan and Credit Card customer applying was easy. A simple straight forward process that took no time at all to complete. Transferring money to and from the account is straightforward and quick too. Just the way things should be. Big name banks take heed. Reviewed on: 8th January 2024

I love Zopa and I recommend I have a very small smar...

I love Zopa and I recommend I have a very small smart saver but step by step I manage to save without I fell I know is not to much but is better of nothing is that i like in zopa can save small amounts, I also have a credit card. Reviewed on: 8th January 2024

Easy to use products.

Easy to use products. Great rates. All easy to use Reviewed on: 8th January 2024

Superb Company to use.

Superb Company to use. From first contact the options and products on offer were comprehensive and attractive. Super easy to set up and to use and the competitive interest rates are very welcome for us savers. Easy access to the account 24/7 via the App. A joy to use and communication from the Company as well as advice is superb. Reviewed on: 8th January 2024

App based transactions easy to navigate, goo...

App based transactions easy to use and navigate, good rate of interest on savings pots. Reviewed on: 8th January 2024

Excellent service easy set up isa account

Easy to set up easy transfer money into Reviewed on: 8th January 2024

Very straight forward investing with excellent suppo...

Very straight forward investing with excellent support to assist. Reviewed on: 8th January 2024

Very easy to communicate with.

Very easy to communicate with. No jargon used. Reviewed on: 8th January 2024

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