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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Makes managing savings a doddle

Savings rates are reasonably competitive but not the best on the market. Zopa makes it super-easy to manage different savings pots and boost pots. Boosted pots give the added comfort that your money is safe from fraud because nobody, not even yourself can access the funds instantly. Reviewed on: 8th January 2024

So easy to setup my smart saver account !

So easy to setup my smart saver account ! the ability to be able to pay in and withdraw via the app is fantastic, it literally only takes a minute to do , thank you Zopa ! Reviewed on: 8th January 2024

Fab bank, fab app, great great great

Fab bank, fab app, great great great Reviewed on: 8th January 2024

Very supportive and flexible

Very supportive when app was having technical issues and I needed to transfer money. Flexible moving between pots is a great feature and can get better rate for pot if commit to saving for longer Reviewed on: 8th January 2024

Such an easy way of banking.

Such an easy way of banking. Setting up various saving pots is easy and transparent. Reviewed on: 8th January 2024

Easy to open account, regular interest rate increases.

Easy to open account, regular interest rate increases. Reviewed on: 8th January 2024

Fantastic easy to use platform and great rates with...

Fantastic easy to use platform and great rates with instant access Reviewed on: 8th January 2024

Great, user friendly app.

Great, user friendly app. They pass on any interest rate increases to savings much faster than NatWest (our other savings account provider) Reviewed on: 8th January 2024

Easy, flexible, high interest online saver

The app is easy to use, flexible enough so you can create mini-pots for separate savings, it's fast to deposit and withdraw money and Zopa do not drag their feet when interest rates increase - they act correspondingly. Reviewed on: 8th January 2024

Zopa is smart and easy to use would recommend to all...

Zopa is smart and easy to use would recommend to all family and friends Reviewed on: 8th January 2024

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