Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Great, easy to use account & good interest rates

Easy to access the account using the App & simple to navigate around the App. It also shows other products that you might be interested in. When the Bank of England base rate was increased it was long before Zopa increased their savings rate. Reviewed on: 8th January 2024

Very good app and very easy to deal with

Very good app and very easy to deal with, I just went for slightly higher interest rates. Reviewed on: 8th January 2024

Easy to use app, reasonably good interest rates

Easy to use app, reasonably good interest rates Reviewed on: 8th January 2024

Such a fab app and swift transfers

Such a fab app and swift transfers Reviewed on: 8th January 2024

efficient and friendly service.

efficient and friendly service, easy to set up and regular communication Reviewed on: 8th January 2024

My Zopa Summary

So far, cannot fault the service; ease of use; simple and straightforward transfer of monies between accounts; Interest rates - currently very competitive. App a breeze to use - No need for high street banks!! Reviewed on: 8th January 2024

Flexible savings account

Great product. Being able to split savings into different post is a great feature which can be easily managed through the app. Reviewed on: 8th January 2024

Zopa is help people to save money especial in shop...

Zopa is help people to save money especial in shop Reviewed on: 8th January 2024

The fact that everything I need is achievable using...

The fact that everything I need is achievable using the App is great plus the savings rates are higher than a lot of other banks. Reviewed on: 8th January 2024

Money moves in and out of account seamlessly and ins...

Money moves in and out of account seamlessly and instantaneously Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Ecology Building Society 4.85 from 582 reviews
Savings
from East Kilbride Credit Union 4.94 from 712 reviews
Savings
from No1 CopperPot Credit Union 4.17 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44345 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub