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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Excellent company

Excellent savings company,user friendly app, competitive interest rates Reviewed on: 8th January 2024

I was looking for an easy to use savings account whe...

I was looking for an easy to use savings account when I discovered Zopa, they had the highest rate for interest, it took less than 5 minutes to open the account and it’s really simple to use. When rates go up, they reflect that so you’re always making the best amount of interest on your savings. I currently have 4 savings accounts with them, various ones and couldn’t be happier. Reviewed on: 8th January 2024

From the start the process was so easy!

From the start the process was so easy! Even an oldie like me could understand all the procedures to get my account up and running. Infact thank you Zopa for being so good!!! Reviewed on: 8th January 2024

Great company

Have been a customer of Zopa for years since taking my 1st loan in 2017 and now they are my go-to for savings. Great service Reviewed on: 8th January 2024

Excellent service and brilliant rates

Excellent service and brilliant rates Reviewed on: 8th January 2024

I have had a Zopa credit card and smart savings acco...

I have had a Zopa credit card and smart savings account for a while now,they are great with their customers, always keep you updated on any changes, and when you make a payment, the money does not take days to go back on card or smart savings account, it takes minutes, personally I would recommend them to everyone Reviewed on: 8th January 2024

Great saver App - easy to manage savings

Easy to download the App and manage my savings. It’s perfect Reviewed on: 8th January 2024

Some of the best interest rates available

Some of the best interest rates plus it’s so easy to switch between savings pots or transfer money back to my current account. Always very quick transactions. Reviewed on: 8th January 2024

Fantastic rated, easy to use app and feel like they...

Fantastic rated, easy to use app and feel like they have my interests at heart Reviewed on: 8th January 2024

Easy to use the app, clear.

Easy to use the app, clear. Good rates for savings Reviewed on: 8th January 2024

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