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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Good rates

Easy to manage online with good rates. Reviewed on: 8th January 2024

So easy to use.

So easy to use. All my family members now have a Zopa account. Reviewed on: 8th January 2024

Zopa smart saver

Easy to set up and use. Great interest rates Reviewed on: 8th January 2024

Easy to use, amazing features.

Easy to use, amazing features.Good saving rates, you can easily put in or take out money. Reviewed on: 8th January 2024

Simple, easy and efficient

Simple platform, easy to use, quick money transfers and great options for short and medium term savings. They have always been quick to update rates when base rate changes too. Reviewed on: 8th January 2024

Good company to e with for investing your money.

I have never had any problems since I joined this company. From credit cards to savings they are all top items. Their customer service teams are always there to help iff need be and are always polite and respectful towards you. Reviewed on: 8th January 2024

A model ISA account.

I've had a Smart Saver account for several years. The interest rate has risen significantly over that period. The account is unusually straightforward to operate, and withdrawals are transferred within 10 minutes. No reservations about recommending. Reviewed on: 8th January 2024

Fantastic interest rates for ordinary accounts

Fantastic interest rates for ordinary accounts Reviewed on: 8th January 2024

Easy access organised saving

Access this a couple of times a week. So easy to set up separate pots for different uses. Reviewed on: 8th January 2024

Very Easy to Do Business With

Very easy to set-up a Savings Account and a very easy to use App. Reviewed on: 8th January 2024

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