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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Saving made easy.

Easy to set up and move money around to suit. Upped interest rates often which was nice to see. Reviewed on: 8th January 2024

Zopa Interest Rewards Are Amazing

I am completely satisfied with my experience os using Zopa. Firstly, it was easy and simple to set up an account and very easy to transfer money in and out to help with my money management. Reviewed on: 8th January 2024

Zopa Smart Saver

Very easy to set up and manage via the app. Good rates! Reviewed on: 8th January 2024

Great provider.

Great provider. Easy to use and understand. They keep you informed They keep up with interested rates and charge them when applicable Reviewed on: 8th January 2024

Wouldn't be without it

The mobile app is so easy to use, it is accessible at all times and even easier to move money between pots. Reviewed on: 8th January 2024

Started saver account and I'm impressed by the inter...

Started saver account and I'm impressed by the interest every month Reviewed on: 8th January 2024

Great Account

Account so easy to manage online and great interest rate Reviewed on: 8th January 2024

Brilliant interest rates and an intuitive app

Brilliant interest rates, an intuitive app which links seamlessly to my main bank's app for deposits and withdrawals, and great customer service! Reviewed on: 8th January 2024

Good company hor your savings

Excelente savíng rates , ease of the app. Reviewed on: 8th January 2024

Zopa account so easy to open & manage

I save every month with Zopa. Account was easy to open, comms are excellent & app so easy to use. Reviewed on: 8th January 2024

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