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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

The app is very easy to use.

The app is very easy to use. Adding money from another bank takes minutes. Reviewed on: 8th January 2024

Great service, more competitive than the big names i...

Great service, more competitive than the big names in the industry Reviewed on: 8th January 2024

Zopa app is fab!

Zopa app is so quick & easy to to use, I love being able to have different pots & the ability to boost a pot if needed. Super quick when transferring funds for total peace of mind. Reviewed on: 8th January 2024

Ease of use

Easy to use app puts me in charge of savings pots and it is clear the ROI for each pot. Reviewed on: 8th January 2024

Just so simple and beneficial

Works so easily, I can define how I want to save and where to channel this, either into access savings or a shares ISa Reviewed on: 8th January 2024

Simple app.

Simple app. Money quickly moved from one account to another. Reviewed on: 8th January 2024

So easy to use, very flexible and simple

So easy to use, very flexible and simple Reviewed on: 8th January 2024

Zopa is a great savings bank.

Excellent app which took a little time to work out all its intricacies but it’s very clever and straightforward to use. Very useful to put savings into various pots which give you different rates depending on how much notice you need to access your savings. Very easy to top up from your existing current bank account also to take money out of Zopa. Rates are not the best at the moment but everything is moving all the time. Would highly recommend. Reviewed on: 8th January 2024

Competitive rates and intuitive app!

Good competitive rate and easy to use app! Reviewed on: 8th January 2024

Recommend this company

Easy to use app. Clear & simple. Up to date offers & advice Reviewed on: 8th January 2024

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