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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
32% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

The app is really easy to use and has useful functio...

5
The app is really easy to use and has useful functionality Reviewed on: 8th January 2024

Great customer service, easy to use App & unbeaten s...

5
Great customer service, easy to use App & unbeaten savings rates Reviewed on: 8th January 2024

Easy to do business with

5
Easy to do business with, great products, excellent service, would always recommend Reviewed on: 8th January 2024

Smart Savings

5
Very easy to use app with good savings rates Reviewed on: 8th January 2024

Transparent, easy to use app!

5
Easy to use app. Transparent and clear. Regular savings rates reviews and best in the market! Reviewed on: 8th January 2024

good app - efficient service.

4
good app - efficient service. Easy to use and very convenient. Reviewed on: 8th January 2024

Very flexible boost option

5
Very flexible boost option for my savings offering escalating interest rates to suit short to medium term fixes. Excellent app experience. Throughly recommend to all my family and friends Reviewed on: 8th January 2024

Great product

5
Great product and great process for managing via the App Reviewed on: 8th January 2024

Competitive savings rate!

4
Competitive savings rate! so I took out an ISA Reviewed on: 8th January 2024

My ReviewHassle free, easy to navigate and very clear.

4
Hassle free, easy to navigate and very clear. Reviewed on: 8th January 2024

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