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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

The interest rate was excellent for the saving rate...

The interest rate was excellent for the saving rate I chose. Reviewed on: 8th January 2024

Nothing but excellent.

Nothing but excellent. Transparent from the start and have been all the way through my journey with them Reviewed on: 8th January 2024

Happy as happy can be.

I've multiple products, started with a loan, and then opened a saver account, a credit card soon followed. The experience has been one off the best too date. I will be banking here for the considerable future. Reviewed on: 8th January 2024

Superb from start to finish

Easy to sign up, incredibly simple to use. A genuinely fantastic UX that has been well thought through from a customer perspective. Would recommend to all! Reviewed on: 8th January 2024

Great App

Great App, easy to set up and easy to operate anywhere anytime. Good savings rates and anytime access to funds Reviewed on: 8th January 2024

Excellent website and great savings rates

Excellent website and great savings rates Reviewed on: 8th January 2024

A Great Example for online savings

Very easy and enjoyable app to use - like the idea of easily shifting money pots. No hassle or issues with Zopa. Very easy to set up too Reviewed on: 8th January 2024

Easy to use and excellent interest rates

I get many times more interest now on my savings with good communication and any easy to use app for moving money Reviewed on: 8th January 2024

Zopa is by far and away the best bank around.

Zopa is by far and away the best savings account I have every had. Not only do they offer a great rate but the app and online access is phenomenal. The account only took 5 minutes to set up and it is so simple to use, even I can do it. All in all the best bank I have ever used. Reviewed on: 8th January 2024

Zopa is super-easy

Zopa is super-easy to use. It's quick to move money in or out and between pots. They're very good at letting us know of any changes to interest rates. Reviewed on: 8th January 2024

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