Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Easy to Use

App is easy to use and the interest rates are very competitive. I also like th ability to split savings up between 'pots' to attact better rates. Reviewed on: 8th January 2024

Needed to store some money with instant access.

Needed to store some money with instant access. Found the app so easy to use Reviewed on: 8th January 2024

Excellent savings product.

Excellent savings product. Comparative rates and the different savings pots makes saving really easy. Notice savings accounts another great way of planning for longer term Reviewed on: 8th January 2024

Easy to set up, great rates.

Easy to set up, great rates. What's not to love? Lots of options, both easy access or fixed term. Reviewed on: 8th January 2024

So easy to set up my account and link other accounts

So easy to set up my account and link other bank accounts to transfer money into my Zopa savings and ISA, plus amazing rates and offers. Reviewed on: 8th January 2024

Zopa have really helped me with my savings

Zopa have really helped me with my savings. The way you can easily transfer in and out of your pots. I have lots of pots set up and regularly add to each one. Unlike a lot of online saving accounts it’s so easy to remove the money and you don’t have to wait days Reviewed on: 8th January 2024

They provide good savings rates and helpful financia...

They provide good savings rates and helpful financial tools Reviewed on: 8th January 2024

Zopa Smartsave

My Zopa smartsave is so easy to use. I also get a choice of rates and great flexibility to pick and choose which one I want. Good rates too! Reviewed on: 8th January 2024

Easy to move money.

Easy to move money. Good rates of interest. Secure app. Reviewed on: 8th January 2024

I have been trusting Zopa with my money for many yea...

I have been trusting Zopa with my money for many years now and have never been anything but extremely pleased with their service and the returns. 5 ⭐️ Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Chip 4.96 from 573 reviews
Easy access savings
from LHV Bank 0.00 from 0 reviews
Savings
from Monument 4.95 from 1355 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub