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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Zopa savings

Easy to set up and add funds. The application is easy to use and navigate. Reviewed on: 8th January 2024

Excellent service.

Excellent service. I love the apps. Reviewed on: 8th January 2024

Great savings account

The app is very easy to use and the savings rates are good. Reviewed on: 8th January 2024

Quick setup and intuitive app

I applied for a Smart Saver in the ZOPA app and it was approved and active within 24 hours. I then set up a Smart ISA. It is so easy to transfer money between my HSBC current account and my ZOPA account. I have recommended ZOPA to family members. Reviewed on: 8th January 2024

Fantastic

Easy to use and great support . App is intuitive and responsive. Rates are fantastic for a saver too Reviewed on: 8th January 2024

Interesting Interest!

I love seeing the interest add to my savings month on month, it's a very enticing thing and encourages me to leave the money there to grow. Reviewed on: 8th January 2024

Very simple processes, with excellent communication...

Very simple processes, with excellent communication for receipts every time transactions are made. Reviewed on: 8th January 2024

Great easy access saving options

Great easy access saving options Reviewed on: 8th January 2024

Easy to open, good interest rate and easy to use...

Easy to open, good interest rate and easy to use App Reviewed on: 8th January 2024

Great service

Very competitive rate of intrest managed via app & nominated bank accountI Reviewed on: 8th January 2024

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