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Zopa: Smart Saver reviews

4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy access and great interest

5
Never had a problem and excellent interest. Always kept informed and up to date. such an easy account to have and online too. Nothing complicated about it. Reviewed on: 8th January 2024

I love the flexibility!

5
I love the flexibility! I like the way you can change the boosts to suit your changing lifestyle. I also have an ISA which is growing nicely Reviewed on: 8th January 2024

Very easy to use the App.

5
Very easy to download and use the App. Good rates of interest. Can put money in different pots to save for different projects. Reviewed on: 8th January 2024

Seamless experience.

5
Seamless experience. Close to market leading rates. Very easy to operate in terms of crisis and withdrawals. Being able to divide money into separate pots helps hit goals Reviewed on: 8th January 2024

Good accounts, easy to manage.

5
Good accounts, easy to manage. Interest rate in the current climate could be a little better Reviewed on: 8th January 2024

Very easy to use and great interest rates

5
Very easy to use and great interest rates Reviewed on: 8th January 2024

Just love Zopa

5
Easy to use app. Excellent rates. Smooth transactions. Reviewed on: 8th January 2024

Zops is an excellent provider, their smart savers ha...

5
Zops is an excellent provider, their smart savers have great interest rates and different ways to save money. I've found the set up and transfer processes easy to follow and have no complaints about any of it to date Reviewed on: 8th January 2024

Great interest rates zero fuss.

5
Great interest rates zero fuss. Easy to use app. Easy to set up. Easy transfers. Easy boosts Reviewed on: 8th January 2024

You wont go wrong using Zopa.

5
Quick and easy to set up, use and adapt to changes. App is a joy to use, good communication on rate changes and flexibility to expand savings pots as required. Fantastic customer service Reviewed on: 8th January 2024

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