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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good interest rate.

Good interest rate. Quick to set up. They have continued to increase the interest rate as bank rates have risen. Good App for the phone. Reviewed on: 8th January 2024

Zopa review

It's very user friendly and are competitive on intrest rate Reviewed on: 8th January 2024

Easy app

Easy saving experience. Easy app navigation Reviewed on: 8th January 2024

Not really had any interaction with anyone

Not really had any interaction with anyone Reviewed on: 8th January 2024

Easy online banking.

Easy online banking. Competitive easy access savings accounts. Reviewed on: 8th January 2024

So easy, so SMART!

So easy, so SMART! On my phone and iPad Reviewed on: 8th January 2024

Really happy with zopa.

Really happy with zopa. My money sitting doing nothing works harder for me. Like that interest is paid monthly and if needs be it’s really handy for a little kick back Reviewed on: 8th January 2024

Savings Accounts

I set up savings account last year with Zopa when interest rates increased, it has been easy to manage online, create new funding pots, remove and add funds without penalty like some banks. Reviewed on: 8th January 2024

Easy to use app and competitive interest rates

I have found Zopa to provide an easy to use basic savings account, with competitive interest rates, often amongst the highest available. The app is really easy to use and it's very convenient to be able to separate money into various 'pots', some of which can be put away for a slightly higher interest rate for giving notice to access your savings - sometimes I find this option beneficial. Reviewed on: 8th January 2024

Helping you take control and managing savings.

Easy to set up and an excellent way to ensure you always get competitive interest on savings. Reviewed on: 8th January 2024

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