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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Zopa provides great savings accounts.

Zopa provides great savings accounts. Increasing rates faster and higher than main stream banking giants. Also being able to have access without forfeiting the interest rates unlike the big banks Reviewed on: 8th January 2024

So easy to use.

So easy to use. Quick and efficient. Great clarity. Super App. Reviewed on: 8th January 2024

The App is designed in an intuitive and neat way.

The App is designed in an intuitive and neat way. Reviewed on: 8th January 2024

Smart saver is a great and easy account to use

Really easy app to use, smart saver is very convenient, moving money too and from takes only seconds to do so makes the concept of saving accessible and has encouraged me to save more. Reviewed on: 8th January 2024

Easy to set up an account and can see my money in th...

Easy to set up an account and can see my money in the account happy to use and easy to use Reviewed on: 8th January 2024

I love having different pots for different things

I've used Smart Saver for 18 months now. It's incredibly easy to set up pots for specific things with set notice periods and interest rates. Reviewed on: 8th January 2024

Easy helpful service, always keep me informed of the...

Easy helpful service, always keep me informed of the best financial possibilities. Reviewed on: 8th January 2024

very happy

very happy with the company. Been with them for quite a while. Reviewed on: 8th January 2024

ZOPA are a very good bank.

ZOPA are a very good bank. All banking is done via an App which is easy to set up and use. Their products have good interest rates and their customer service is effective. Reviewed on: 8th January 2024

Easy to use app

I recommended it to my parents -it’s an easy app to use and they regularly adjust interest rates so I get more value for my money Reviewed on: 8th January 2024

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