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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy and efficient with great interest rates for my...

Easy and efficient with great interest rates for my position. Reviewed on: 8th January 2024

Rates are amazing, I’ve not seen better yet.

Rates are amazing, I’ve not seen better yet. Reviewed on: 8th January 2024

They have been great for helping build up pots of mo...

They have been great for helping build up pots of money for life's expenses. Reviewed on: 8th January 2024

Great savings product

Simple to use, flexible, easy access, and good rates of interest. Reviewed on: 8th January 2024

Great rates, account options, and service.

I found Zopa had the best savings rates over several options of instant access 31 day and 90 day. East to open and add to and to select the option. Reviewed on: 8th January 2024

easy to set up and good interest rates

easy to set up and good interest rates Reviewed on: 8th January 2024

Easy to set up and start saving.

Easy to set up and start saving. I can change the amount to save whenever I need to. Very convenient way to save. Reviewed on: 8th January 2024

Zopa is great!

Zopa is super easy to use and the interest offered is generous Reviewed on: 8th January 2024

Was good rates but not so now so will be moving mone...

Was good rates but not so now so will be moving money away Reviewed on: 8th January 2024

Simple to set up and use, with great interest rates

I opened a Zopa savings account after reading a recommendation from Martin Lewis. It's so easy to do, and the interest rates are the best around. I have paid in and withdrawn money with ease. Reviewed on: 8th January 2024

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