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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

had no issues at all, system seems very efficient

had no issues at all, system seems very efficient Reviewed on: 8th January 2024

Safe, easy, savings.

Great to link Savings with my main Bank account, the app allows quick efficient transfers. Multiple accounts works well for planning future expenses such as holidays, tax etc and the rate of interest is excellent. Reviewed on: 8th January 2024

Saving pots is great idea love it!

Saving pots is great idea love it! Reviewed on: 8th January 2024

The future of personal savings.

So easy to set up, use, transfer money in and out. Best of all is the ability to create savings pots with interest rates to suit notice periods. Reviewed on: 8th January 2024

Debs review

Great never have any problems easy too access and die understanding Reviewed on: 8th January 2024

Easy to use, good value.

Easy to use, good value. Interest rate is pretty much competitive special with Smart. Reviewed on: 8th January 2024

Easy to use

Easy to use website and app couldn't be better Reviewed on: 8th January 2024

Top Quality

Started a while back. Love the flexibility of instant and notice pots. Really good Savings Accounts. It is so easy to switch between them, give Notice and I love the fact that my withdrawal goes straight into my Bank Current Account. I have recommended this to all my children and their partners. Reviewed on: 8th January 2024

Their site is easy to use

Their site is so easy to use and the rates are favourable Reviewed on: 8th January 2024

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