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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very slick and great interest rate.

Very slick and great interest rate. Good app. Reviewed on: 8th January 2024

So easy to use

So easy to use to manage my savings Reviewed on: 8th January 2024

Zopa offer a clear product and excellent customer se...

Zopa offer a clear product and excellent customer service. Reviewed on: 8th January 2024

Account easy to open and administer with market lead...

Account easy to open and administer with market leading interest rates that follow the market. Also easy to open fixed rate notice savings accounts. Reviewed on: 8th January 2024

Easy access, easy to use, good rates.

Great rates for easy access, easy to use app. Reviewed on: 8th January 2024

An easy way to save

Easy to set up the smart saver. Easy to set up ISA pots too. Easy to transfer money between pots. Easy to switch pots to earn higher interest by increasing the amount of notice given before withdrawing. Reviewed on: 8th January 2024

Great service easy to use.

Great service easy to use. Recommend products to suit my needs. Reviewed on: 8th January 2024

Zopa Smart Saver

Easy set up, great having the availability of different pots to save your money Reviewed on: 8th January 2024

The simplest of processes!

It was so simple to register, deposit and withdraw funds! That’s all I needed and Zopa performed! Reviewed on: 8th January 2024

Excellent, great customer service

Excellent, great customer service Reviewed on: 8th January 2024

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