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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

I have taken a few small personal loans out in the l...

I have taken a few small personal loans out in the last few years, then a credit card and now I am saving with a Smart Saver account. I like how I can overpay instantly in the app and have complete visibility of each product. Reviewed on: 8th January 2024

Very easy to access, great advice and easy to use

Very easy to access, great advice and easy to use Reviewed on: 8th January 2024

I have used all the different boost pots to help sav...

I have used all the different boost pots to help save for a car house and dog - LOVE IT Reviewed on: 8th January 2024

I love this product and the app, sp easy to set up a...

I love this product and the app, sp easy to set up and manage. I have recommended to my family who now have accounts. Reviewed on: 8th January 2024

Easy and Quick

Easy to use and quick to up interest rate when the BoE changes are made. Reviewed on: 8th January 2024

Best bank ever!

Best bank ever! Seriously it’s so easy to use app, encourages long term saving with good interest rate. Been able to split into pots and have been able to use as budgeting tool. Would definitely recommend to others. Reviewed on: 8th January 2024

Good rates of interest, excellent service

Good rates of interest, excellent service and good response when i requested answered to my questions. Reviewed on: 8th January 2024

Flexible access pots are a winner.

Flexible access pots are a winner. I can split total across instant, 7 day and 31 day access with increasing interest rates. Reviewed on: 8th January 2024

Very simple to use.

Very simple to use. Great interest rate. It just works !! Reviewed on: 8th January 2024

Great app.

Great app. So easy to transfer money in and out and move it between pots. I have a Zopa smart saver and both my kids do too! Reviewed on: 8th January 2024

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