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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

An easy product to use.

The app was easy to download. Easy to understand and very straight forward to use. Reviewed on: 8th January 2024

Very happy with Zopa

The rates are great, it's easy to withdraw and transfer money, and I love that you can have as many pots as you want. Reviewed on: 8th January 2024

Great app, great interest rate.

Great app, great interest rate. Much better than a regular saving account! Reviewed on: 8th January 2024

I love the separate pots you can have.

I love the separate pots you can have. Interest have been good and quickly increased as base rate rose. Reviewed on: 8th January 2024

Easy to deposit or withdraw money & always acknowled...

Easy to deposit or withdraw money & always acknowledged quickly Reviewed on: 8th January 2024

The app was very easy to use.

The app was very easy to use. They offered the best interest rate when I set up my account. I would recommend. Reviewed on: 8th January 2024

It is good.

It is good. This is boring. How much twaddle do you want? Reviewed on: 8th January 2024

Excellent

Zopa services are excellent, reliable and clear to use. Reviewed on: 8th January 2024

Does what it says on the tin ... and more

Setting up my account was simple and straightforward at a good interest rate. I actually opened the account after watching TV's Martin Lewis and his recommendation. As the saying goes the account does what it says on the tin and I'm delighted with it. Reviewed on: 8th January 2024

Very good online banking service.

Very good online banking service. I've banking here for years and I would zopa bank to every one. 5 star service 5✨✨✨✨✨ Reviewed on: 8th January 2024

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