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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent website and great savings rates

Excellent website and great savings rates Reviewed on: 8th January 2024

A Great Example for online savings

Very easy and enjoyable app to use - like the idea of easily shifting money pots. No hassle or issues with Zopa. Very easy to set up too Reviewed on: 8th January 2024

Easy to use and excellent interest rates

I get many times more interest now on my savings with good communication and any easy to use app for moving money Reviewed on: 8th January 2024

Zopa is by far and away the best bank around.

Zopa is by far and away the best savings account I have every had. Not only do they offer a great rate but the app and online access is phenomenal. The account only took 5 minutes to set up and it is so simple to use, even I can do it. All in all the best bank I have ever used. Reviewed on: 8th January 2024

Zopa is super-easy

Zopa is super-easy to use. It's quick to move money in or out and between pots. They're very good at letting us know of any changes to interest rates. Reviewed on: 8th January 2024

Easy to Use

App is easy to use and the interest rates are very competitive. I also like th ability to split savings up between 'pots' to attact better rates. Reviewed on: 8th January 2024

Needed to store some money with instant access.

Needed to store some money with instant access. Found the app so easy to use Reviewed on: 8th January 2024

Excellent savings product.

Excellent savings product. Comparative rates and the different savings pots makes saving really easy. Notice savings accounts another great way of planning for longer term Reviewed on: 8th January 2024

Easy to set up, great rates.

Easy to set up, great rates. What's not to love? Lots of options, both easy access or fixed term. Reviewed on: 8th January 2024

So easy to set up my account and link other accounts

So easy to set up my account and link other bank accounts to transfer money into my Zopa savings and ISA, plus amazing rates and offers. Reviewed on: 8th January 2024

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