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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Best bank ever!

Best bank ever! Seriously it’s so easy to use app, encourages long term saving with good interest rate. Been able to split into pots and have been able to use as budgeting tool. Would definitely recommend to others. Reviewed on: 8th January 2024

Good rates of interest, excellent service

Good rates of interest, excellent service and good response when i requested answered to my questions. Reviewed on: 8th January 2024

Flexible access pots are a winner.

Flexible access pots are a winner. I can split total across instant, 7 day and 31 day access with increasing interest rates. Reviewed on: 8th January 2024

Very simple to use.

Very simple to use. Great interest rate. It just works !! Reviewed on: 8th January 2024

Great app.

Great app. So easy to transfer money in and out and move it between pots. I have a Zopa smart saver and both my kids do too! Reviewed on: 8th January 2024

An easy product to use.

The app was easy to download. Easy to understand and very straight forward to use. Reviewed on: 8th January 2024

Very happy with Zopa

The rates are great, it's easy to withdraw and transfer money, and I love that you can have as many pots as you want. Reviewed on: 8th January 2024

Great app, great interest rate.

Great app, great interest rate. Much better than a regular saving account! Reviewed on: 8th January 2024

I love the separate pots you can have.

I love the separate pots you can have. Interest have been good and quickly increased as base rate rose. Reviewed on: 8th January 2024

Easy to deposit or withdraw money & always acknowled...

Easy to deposit or withdraw money & always acknowledged quickly Reviewed on: 8th January 2024

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