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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great service

Great service, good interest rates, easy to use app Reviewed on: 10th April 2023

easy to use

Zopa account was easy to set up and simple to transfer funds , competitive rates Reviewed on: 10th April 2023

Seamless savings experience

Zopa’s Smart Saver is super easy to use. The ability to separate your savings into pots and boost the interest on each pot by setting notice periods gives it a strong edge against other savings accounts. Reviewed on: 9th April 2023

Simple and effective

Very easy to use overall, and the split pot system makes hitting various savings goals with associated specific interest rates easy also. Reviewed on: 9th April 2023

Just brilliant

Love saving with Zopa, easy app and hassle free. Reviewed on: 9th April 2023

Easy, quick, flexible

Very easy to set up a savings account. Terms explained in plain English. Great service. Reviewed on: 9th April 2023

Super savings made simple

Competitive rates with an App that makes deposits and withdrawals as easy as they could be. Reviewed on: 9th April 2023

Quick, easy, hassle free!

Brilliant saving product. Set up and transfer of money quick and easy. And having different pots of money with different access periods and paying more interest is great. Reviewed on: 9th April 2023

Good product

It is very easy to operate all done online! Reviewed on: 9th April 2023

Zopatastic

Fantastic app, easy to use & with all the info you need. Love the saving pots idea. Competitive interest rates & they keep you informed of changes straightaway. Already recommended to 2 people who have also opened accounts. So impressed! Reviewed on: 9th April 2023

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