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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7494)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Happy with the service.

Happy with the service. Keep it up? Reviewed on: 25th April 2025

Easy to set up account.

Easy to set up account. Very quick to transfer money to and from ISA. Deposits only take a couple of minutes to show up in accounts Reviewed on: 25th April 2025

Very easy to understand, excellent customer service...

Very easy to understand, excellent customer service Reviewed on: 25th April 2025

Great product.

Great product. Easy to use, and a great rate. Reviewed on: 25th April 2025

App is easy to use.

App is easy to use. Interest rates good Reviewed on: 25th April 2025

Simple to use app, with good interest rates.

Simple to use app, with good interest rates.. Reviewed on: 25th April 2025

Easy to deal with.

Dealing with Zopa has been extremely easy. Reviewed on: 25th April 2025

Easy to use, supportive and helpful

Easy to use, supportive and helpful Reviewed on: 25th April 2025

Very easy to use and often a good rate

Very easy to use and often a good rate Reviewed on: 25th April 2025

App is very intuitive and easy to use.

App is very intuitive and easy to use. Fantastic interest rates. Reviewed on: 25th April 2025

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