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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

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4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

The regular saver paying 7.5%

The regular saver paying 7.5% is fantastic. Easy to use app and good customer service when I have needed to contact them.2% cashback on direct debits too Reviewed on: 25th April 2025

Smart saver

Easy to use and get money out. Decent interest rate. Reviewed on: 25th April 2025

So easy to use they keep me updated very pleased...

So easy to use they keep me updated very pleased Reviewed on: 25th April 2025

Perfect app in every way.

Perfect app in every way. Great rates, easy to navigate and excellent customer service Reviewed on: 25th April 2025

Since opening the Zopa account.

Since opening the Zopa account. It has been easy to save and navigate with a great app. Good interest rates and get notifications with updates and tips. Reviewed on: 25th April 2025

Easy to use app.

Easy to use app. Good product offering with clear benefits Reviewed on: 25th April 2025

Intuitive and easy to use app

The app is very easy to use and money transfers into and out of Zopa are instant Reviewed on: 25th April 2025

Pots make saving easy.

Great to have the smart savings helps with budgeting. Fair interest rates especially with boosted accounts Reviewed on: 25th April 2025

Easy to set up and good visual dashboard

Easy to set up and good visual dashboard Reviewed on: 24th April 2025

Very easy app to use for different savings pots, mak...

Very easy app to use for different savings pots, makes it easy to save for different things and see the progress. Reviewed on: 24th April 2025

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