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Zopa: Smart Saver reviews

4.94
Based on 7,494 reviews, last reviewed 26th Feb 2026
30500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026
Sandra W's avatar
Sandra W

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7494)

Very good and easy to use

5
Very good and easy to use with a variety of products. Reviewed on: 24th April 2025

Great company with simple to use banking app.

5
Great company with simple to use banking app. Reviewed on: 24th April 2025

Good rates and excellent customer service

5
Having been a customer for over a year I have been impressed by good savings rates and excellent customer service. Reviewed on: 24th April 2025

Great and easy to use and good rates

5
Great and easy to use and good rates Reviewed on: 24th April 2025

Easy to set up, great communication and great rates!

5
Easy to set up, great communication and great rates! Reviewed on: 24th April 2025

Easy to use with good rates, I would definitely reco...

5
Easy to use with good rates, I would definitely recommend Reviewed on: 24th April 2025

Barclays reduced my savings...

5
Opened a smart saver as Barclays reduced my savings rate and now moved all my money over for a better return Reviewed on: 24th April 2025

Good rates easy to use - I’m retired and find...

5
Good rates easy to use - I’m retired and find it easy Reviewed on: 24th April 2025

Really easy to set up and use.

5
Really easy to set up and use. Great savings rate and really easy to manage your money. Great app to make things even more straightforward. Reviewed on: 24th April 2025

Zopa are so easy to open the account and very conven...

5
Zopa are so easy to open the account and very convenient Reviewed on: 24th April 2025

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