Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

View other Zopa products

4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8148)

Gret account

Great savers account, easy to set up and access with a good interest rate Reviewed on: 4th April 2023

Best Forward Online Banking

Easy to set up and follow. Easy to use and manage. Fells safe and secure. Reviewed on: 4th April 2023

Exactly what I want...control.

I love that I can move money into various saving "pots". Great interest rates and so simple to use the app. Reviewed on: 4th April 2023

Excellent ! Hassle Free !

Simple, quick, easy and efficient ! Reviewed on: 4th April 2023

Simple! Has made a saver out of a non-saver

My brother recommended Zopa as an easy way to make the most out of my savings! I’ve always just kept my savings ‘safe’ with the building society I bank with to avoid faff and paperwork to open a new account. This is despite rubbish interest. I really liked the verification and speedy set up and ease at which you can move between savings products which have easy to understand terms. Reviewed on: 4th April 2023

if only all banks were this good......

No fuss no fees no problem. Try Zopa fantastic no nonsense banking. Makes saving fun Reviewed on: 4th April 2023

Very Good App features

The app is easy to use and has some very good features that help with managing multiple savings accounts. The interest rates are also very good. Reviewed on: 4th April 2023

good rate user friendly

Zopa are among best instant access rate and the app is very user friendly Reviewed on: 4th April 2023

Easy to use and manage

Set up was so easy and I was up and running in no time when I opened my account six months ago. Reviewed on: 4th April 2023

Love Zopa Smart Saver!

Love how versatile this account is and the fact that I feel in control of my money. I love the boosted pots and the fact that I can have both an easy access pot and boosted pots. This enables me to increase interest on money I wish to lock away for varying amounts of time, 7 days, 31 days & 95 days, the choice is there! If needs be I can keep all money in my easy access pot. It’s really simple to move money back to the easy access pot if I need to, just by giving the correct amount of notice. All easily done on the Zopa app, if I can do it, anyone can! Simply amazing, I love this account! Highly recommended. Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Raisin 4.74 from 6672 reviews
Savings
from Thistle Credit Union 4.77 from 128 reviews
Savings
from Partners Credit Union 4.87 from 415 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub