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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simples!

Straightforward way to bank. Move money round the different accounts if you wish or not, Website clear and easy to use. When the base rate goes up Zopa are very quick to increase the savings rate, I have nothing negative to say about this bank. Reviewed on: 4th April 2023

Easy and good rates

Easy to use app, good rates, good communication. Helpful to so easily split savings into separate pots with different rates and accessibility Reviewed on: 4th April 2023

Savings account

Efficient, easy to navigate and good returns Reviewed on: 4th April 2023

Excellent savings account

Really happy with this account it was so easy to set up and to mange highly recommend Zopa. Reviewed on: 4th April 2023

Smart saver

The title describes the product perfectly. Excellent returns, efficient management, good communications, flexible product very easily managed through accessible app. Reviewed on: 4th April 2023

Best smart savings

By far the quickest savings account to set up. Easy to use app and great returns whether you wish to have instant access or lock away for a higher return. I currently have two pots one as instant access and one I lock away but can access by giving 90 days notice. Reviewed on: 4th April 2023

Super Simple to Use App Based Savings

I love Zopa because it is so easy to manage your savings in a very simple and user friendly app. I love the flexibility it has with the different notice savings pots. It is also easy to login and such so I can always quickly see what is going on. And they offer great interest rates! Would recommend! Reviewed on: 4th April 2023

A safe savings account

So far, Zopa has been the best savings account I’ve had. I found Zopa on Martin Lewis’s website so felt confident about putting my money into one of their accounts. The set up, transfers and withdrawal are all easy to use whilst accumulating a good amount of interest. Very happy. Reviewed on: 4th April 2023

Great idea and super easy

I love the booster pots which means I can get more interest on my savings. Also, super easy to setup and manage my account! Reviewed on: 4th April 2023

Excellent bank

Fantastic service money went straight to my account very informative with what's going on with interest rates, and any other products available Reviewed on: 4th April 2023

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