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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Great rates with a great app to manage

Love the app, and the different savings buckets with differing rates you can apply. Makes savings goals easy to manage and track Reviewed on: 4th April 2023

Great % rates!

Zopa was suggested to me as I wanted an easy way to make my money do more I.E. higher interest rates whilst being able to access the money I may or may not need and store away the money that I wanted to gain more on. Overall, can’t complain. Reviewed on: 4th April 2023

Copa with Zopa!

Zopa gives me Hopa! Had no problems with saving with Zopa. I like its attached to my ‘normal’ banking but not held there (less chance of losing my cash if phone lost etc), plus they share the interest rate increases all the time which a lot of banks don't do anymore. That shows they understand their users plus realise every bit really helps in todays financial situation. Thats why Zopa is a ‘Topa’ bank! Reviewed on: 4th April 2023

Great company

If you're looking for a loan or savings account try Zopa. Great rates, great return on savings. Reviewed on: 4th April 2023

Easy to setup & add/move money

The account was very easy to setup and add details to transfer money and also add new accounts for longer term savings Reviewed on: 4th April 2023

Best interest rate

Great customer service and excellent interest rates Reviewed on: 4th April 2023

Simple and flexible saving made easy

Easy way to save regularly, app works well and the option to split the cash out into specific pots of money is a nice option to have. Withdrawing and adding money is a breeze too. Communication is great which eases any anxiousness around a digital bank. Reviewed on: 4th April 2023

Easy to use

The whole process is easy to use and easy to see what is happening to my money. Reviewed on: 4th April 2023

It's great

Very easy to use this product and a great app Reviewed on: 4th April 2023

Super Savings

Does exactly what you'd want it to do, in the way you'd want it to. Easy to use. Easy to understand. Good rates. Reviewed on: 4th April 2023

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