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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7493 reviews)

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4.94

Based on 7,493 reviews, last reviewed 21st Feb 2026

30400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use the app. Easy to use the app. Very high interest rates. Reviewed on: 21st February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7493)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa helped when noone else would.

Zopa helped when noone else would. Now in a better place and rates are great. Thank you. Reviewed on: 17th January 2026

Every was so easy with zopa , everything was easy to...

Every was so easy with zopa , everything was easy to understand, they make things clear and easy to read Reviewed on: 17th January 2026

Accessibility

Very efficient and approachable help is only a phone call away. Reviewed on: 17th January 2026

Excellent communication very transparent with rates...

Excellent communication very transparent with rates and always updates, very good service and great rates Reviewed on: 17th January 2026

Easy to use app.

Easy to use app.good products clearly explained. Excellent interest rates. Reviewed on: 17th January 2026

Excellent

Excellent products and service. Highly recommended. Reviewed on: 16th January 2026

Excellent service and rewards, easy to use app and c...

Excellent service and rewards, easy to use app and competitive returns. Reviewed on: 16th January 2026

Using the app is so simple

Everything is just simple - adding to or withdrawing from accounts etc. Excellent communications keeping me updated. Reviewed on: 16th January 2026

Great service great help

Great service great help and easy to put and withdraw money. Reviewed on: 16th January 2026

Really happy

Zopa was recommended to me and I’m so happy I came over you them. Reviewed on: 16th January 2026

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