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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Good rates and easy to access

I heard about Zopa from MSE, a few checks showed a decent interest rate and a simple to use app. After having it for a couple of months I have already recommended it to friends and family and the interest rates have gone up too which is a bonus when saving. Reviewed on: 4th April 2023

Great savings

Good to be able to draw out money from your savings when you need it in these times when cost of living keeps increasing Reviewed on: 4th April 2023

Get Smart with Smart Saver

Fantastic service with fantastic rates.... Reviewed on: 4th April 2023

Excellent Saving App

I've tried several savings accounts over the last twelve months and Zopa is streets ahead of the rest. The app is excellent and extremely easy to use. Reviewed on: 4th April 2023

Great App

Easy to use intuitive App. Competitive rates Reviewed on: 4th April 2023

Amazing banking!

Easy, good interest rate, excellent app Reviewed on: 3rd April 2023

A really great find

I have been saving with high street banks and be really miffed at Ruthie lack of interest. Then I found Zopa, moved my money and now I am very happy Reviewed on: 3rd April 2023

Excellent saver interest rates

Easy to use App. Excellent features like boosting your saver pots into varied fixed notice pots, etc. Easy transfers between accounts and external bank account. No problems whatsoever. High street banks should learn a lesson from the approach to banking from Zopa Reviewed on: 3rd April 2023

Super savings account

Great rates and super easy to use! Already recommended to friends!! Reviewed on: 3rd April 2023

Great savings account

I have used Zopa for almost 6 months now and I love it, its probably the best I’ve used. If you need to save money I recommend Zopa. Reviewed on: 3rd April 2023

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