Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

The fair savings bank

Zopa unlike many other banks increase there. Interest rate for the customer promptly as well as giving a good savers rate. Zopa bank is also one of the easiest banking apps to navigate.. Reviewed on: 4th April 2023

Great adaptable account

Easy to set up. Simple to use app. Very good competitive rates. Excellent communication. Reviewed on: 4th April 2023

Easy and beneficial

Zopa is very easy to use and has decent interest rates. It is very straightforward making transfers online from bank and vice versa, as well as moving money into different savings accounts (ie 30 day notice etc). Wish all savings providers were this easy to use Reviewed on: 4th April 2023

Unrivalled

Best savings rates to be found for short term saving goals with no long tie in. Immediate raise to savings rate when BoE raise interest rates. Were always best for loan rates before and now exceeding in savings. Reviewed on: 4th April 2023

Easy to set up and good rates

Sometimes app can be a bit buggy but gets fixed quickly. Would recommend! Reviewed on: 4th April 2023

Simply the best saver account

After using many different providers to save my money, Zopa came on top with the higher intrest rates for my savings and 10/10 customer services! I couldn’t ask for a batter company to hold my savings. Reviewed on: 4th April 2023

Great rates, Great service, Great experience

Great rates, Great service, Great experience Reviewed on: 4th April 2023

Easy savings with good interest rates

It’s very convenient to run your savings from the app. Recommended. Reviewed on: 4th April 2023

Easy and best rate

Very impressed with this super range of saving pots with the best interest I can find easy but secure to view. Great communications and seems absolutely hassle free. Bane your savings pots and tie up for the time which suits you. Highly recommending to anyone I discuss saving money with. Reviewed on: 4th April 2023

Great Product

Competitive rates. Convenient to use. I really lone how you can have many pots so you can organise your savings. Reviewed on: 4th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Swansea Building Society 4.48 from 5 reviews
Online Bonus Saver
from HSBC 4.28 from 14 reviews
Deposit Account
from Secure Trust Bank 2.92 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub