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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Quick and simple easy access saving

Say no more but - excellent for quick and simple easy Eccles savings with excellent rates Reviewed on: 4th April 2023

Amazing service

Just brilliant and so simple to use Reviewed on: 4th April 2023

Quick and efficient

Easy to set up and transfer money. Nice little APP. Very pleased so far. Reviewed on: 4th April 2023

Excellent smart saver account

Super easy to set up, very clear and concise when using the app. I like how flexible it is and easy to add and withdraw money straight from/into my other accounts! Reviewed on: 4th April 2023

Best rate on the market!

Always competitive rates, responds quickly to BoE base rate changes, easy and quick deposit and withdraw, all on app so much easier Reviewed on: 4th April 2023

Easy high rate savings

Love that I can create pots for my money, so easy to use and can hold money in pots for specific purposes. Can easily boost the pots for higher rate of interest. Really innovative product. Reviewed on: 4th April 2023

Excellent savings account

It is easy to open and operate! The interest rate on an instant access account is definitely the best:) Reviewed on: 4th April 2023

Great rates!

Although I am a reasonably new customer, my interest rates have already increased to my benefit. Thank you! Reviewed on: 4th April 2023

Great rates & flexibility

No competitor offers the flexibility that Zopa does. Thanks to Zopa I can get great savings interest rates on separate savings pots. This is essential for keeping savings for different things separate. This flexibility has prevented me from leaving for anywhere else. Reviewed on: 4th April 2023

Easy to use with great returns

I was recommended to put some cash savings into a Smart Saver account. It was easy to open the account and to transfer funds. Reviewed on: 4th April 2023

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