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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

So easy to set up

Great rates, really easy to set up and manage. Everyone should have Zopa ! Reviewed on: 4th April 2023

I Highly recommend Zopa

I opened a Zopa e savings account as I wanted different accounts for the different items I was saving for. Zopa gave me that option and it is so easy to add money and transfer money back to my bank account that I just can’t fault Zopa. Highly recommended for anyone who is wanting to save with an E Account Reviewed on: 4th April 2023

Love this bank!!

Really happy with the service with zopa! Ifs really easy to use and I love watching the intrests appear each month. Highly recommended bank account Reviewed on: 4th April 2023

Smart saver

Very efficient easy to use app with a good interest rate! Reviewed on: 4th April 2023

Great rates, great app

Top rate savings in an easy to use app. Why wouldn't you use it ! Reviewed on: 4th April 2023

Easy and clear

Easy to use with a quick turnaround Reviewed on: 4th April 2023

Great banking option

Great experience with Zopa. Easy app to set up and use and good customer service. Reviewed on: 4th April 2023

Best interest rates and easy to use

Have consistently provided the best interest rates on easy access savings and the Boost Pots. I love how easy it is to transfer monies between pots so you always feel in control of your money. Reviewed on: 4th April 2023

Best on the market* (*in my opinion :-)

My mate told me to "down load the app, it's as simple as that". So I did and it was ! Reviewed on: 4th April 2023

Simple flexible savings

Great app, simple to set up and use. Multiple saving options with attractive rates which remain competitive. Reviewed on: 4th April 2023

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