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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy to save, easy to manage

Best thing about Zopa is that they have made it easy to manage and run. Rates are top 10% and they have made it quick and easy over a smart phone. If Reviewed on: 3rd April 2023

Simple. Best Saving Rates & Intuitive Mobile App

I came across Zopa a while ago, but did not get on board until last year. I am impressed with the speed how Zopa reacts to the market shifting, competitive interest rate. As well the ease of use of the mobile app is just great. Reviewed on: 3rd April 2023

Great and easy

Have been using the smart saver account and app, very easy to set up and use, great that you can have different pots Reviewed on: 3rd April 2023

Super easy to use and great app

Zopa provides great customer service, competitive interest rates and the app is super easy and intuitive to use. Reviewed on: 3rd April 2023

Great rates, good app

Generally great app. Sometimes deposits can take a few hours to clear, but rates are great Reviewed on: 3rd April 2023

Best Bank

Straightforward to set up a savings account Reviewed on: 3rd April 2023

Easy and responsive

At a time when little was happening Zopa made a positive way forward for my personal savings. Reviewed on: 3rd April 2023

Very good

Fantastic savings account for interest rate and peace of mind Reviewed on: 3rd April 2023

Easy option with great rates

Very easy to sign up and transfer funds in. Easy interface and functionality. At the time it was the best interest rate for easy saver and the rate has gone up since. Very happy!! Reviewed on: 3rd April 2023

Wow!! The best!

Throughly enjoy using zopa. Love seeing my interest added each month Reviewed on: 3rd April 2023

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