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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Safe and simple

Opening a savings account was one of the most simple things I've done. Should I have need of my money, it is totally accessible. I wish I had know about Zopa sooner, decent rate of interest, what's not to like Reviewed on: 3rd April 2023

Great App and Account

The account was easy to setup. The app displays information clearly and works well. Alongside a competitive rate of interest what's not to like. Reviewed on: 3rd April 2023

Easy account to set up and manage

Opening account was easy and once open simple to manage. Very good interest rate and options to increase rate with notice periods for withdrawals. I’ve already recommended to family who have now opened accounts. Reviewed on: 3rd April 2023

Top saver

Excellent simple account with great rates Reviewed on: 3rd April 2023

Straightforward to use

Great rates. In a world when you are in a hurry and just want a simple app to move your cash too, with a decent rate of interest…Zopa delivers Reviewed on: 3rd April 2023

Highly recommend

I recommended zopa to a work colleague today, we were talking about the cost of living and everything going up. We got into savings accounts and were taking about interest rates. I had just moved my money from another provider that weekend due to the interest rate. She was with the same provider. I told her about Zopa and she said she would try them too due to the high interest rate. 3.55 locked in for a year on a pot of money you did not intend to touch is great. Reviewed on: 3rd April 2023

Zopa excellent

I can find no fault with Zopa, the app is easy to manage and all transactions are straightforward. The interest rate is very good and quick to reflect any increase in the base rate. There is added incentive to save for specific goals. Reviewed on: 3rd April 2023

Excelent App

So easy to use!! Transfer of funds couldnt be easer, excelent interest rates. Reviewed on: 3rd April 2023

Smart Saver

The Smart Saver with the option for separate pots with different interest rates to choose from is the best savings I have ever had. Reviewed on: 3rd April 2023

Easy access

Really convenient banking app, very flexible, super quick service, great interest rates, would highly recommend! Reviewed on: 3rd April 2023

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