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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Simply rewarding

A good rate of interest and a simple to use app that lets us create separate pots to save for the various items makes Zopa an easy win for saving. Reviewed on: 4th April 2023

Easy Functional High Interest Account

I really like Zopa because you can have different pots for different savings. It’s super easy to use and the interest is high! Reviewed on: 4th April 2023

Best instant access account out there!

Seemless move from high street bank to Zopa.. now earning a much higher interest on my savings. Throughly recommend. Now all my family have moved to Zopa. ! Reviewed on: 4th April 2023

Smart Saver nr.1

Great, easy and convenient App with great rates Reviewed on: 4th April 2023

Great products

Zopa has great products st the top of the market. Easy to use app that makes me feel in control of my savings. Reviewed on: 4th April 2023

Best savings account

Easy to save, and the app is simple. This makes keeping an eye on your savings simple without having to log into a website portal. Transfers are rapid and the extra boost function is great! Would recommend! Reviewed on: 4th April 2023

Easy saving and great rAte

Had this recommended to me and v pleased with the account. It’s simple to set up and easy to put the different money in different pots. I like the notifications you get as well. When the money has gone across you don’t need to log in. The rate is fab as well. Better than many isas out there. So very happy Reviewed on: 4th April 2023

Simples!

Straightforward way to bank. Move money round the different accounts if you wish or not, Website clear and easy to use. When the base rate goes up Zopa are very quick to increase the savings rate, I have nothing negative to say about this bank. Reviewed on: 4th April 2023

Easy and good rates

Easy to use app, good rates, good communication. Helpful to so easily split savings into separate pots with different rates and accessibility Reviewed on: 4th April 2023

Savings account

Efficient, easy to navigate and good returns Reviewed on: 4th April 2023

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