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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great Smart Saver Account!

Simple to set up, easy to use, great interest rates, quick money transfer and allows you to set up different saving pots. I have recommended to lots Reviewed on: 3rd April 2023

A brilliant bank with an excellent easy to use app

I’ve found Zopa an excellent bank and their app is brilliant and easy to use. The interest rates are extremely competitive for their savings accounts. They move the interest rates up as the BOE increase the base rate. A fantastic bank that I would recommend to anyone. Thankyou Zopa! Reviewed on: 3rd April 2023

Simple to open account !

Great bank , really easy to open an account and have no issues since ! Reviewed on: 3rd April 2023

Excellent easy savings

Zopa makes saving and investing so easy. The app allows you to move money easily and quickly between accounts and tracks interest rates all the time. So easy to access my money and great rates too! Reviewed on: 3rd April 2023

Excellent

Great company, competitive rates which they increased as the base rate increased. The app is easy to use and has some great features. Reviewed on: 3rd April 2023

Super Smart Saver!!

Excellent savings account. The concept of using pots is great. Allows me to separate my money for all the different things I am saving for. The addition of the boosted pots is amazing as well. Reviewed on: 3rd April 2023

Great app and benefits

App is very easy to use. Great competitive interest rate and other perks like 1% cashback on purchases for a year. Highly recommend Zopa. Reviewed on: 3rd April 2023

Good product

Very simple and easy to manage via the app, Reviewed on: 3rd April 2023

Easy savings and great rates

Easy to setup all on the App easy to add or withdraw funds. And a top rate to boot. Reviewed on: 3rd April 2023

LOVE the app

I love the app and it’s helpful reminders to save. It makes saving fun and rewarding! The interest rates have been great too Reviewed on: 3rd April 2023

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