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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Best market value

Clear products and transparent service makes Zopa the go to choice. Reviewed on: 3rd April 2023

Easy to access

Easy to access savings account with a range of different products. Reviewed on: 3rd April 2023

Smart saving app

Great app that is easy to navigate. Straight forward secure transactions with great rates. Reviewed on: 3rd April 2023

Great app has revolutionised my savings

I love my Zopa savings account. The app is so easy to use. The interest rates are very good and any changes to Bank of England base rate have been passed on quickly. Love that you can have different pots with different notice periods and different interest rates, all in one place. Reviewed on: 3rd April 2023

Great Rates

The rates provided are extremely competitive and updated quickly as necessary. The app is easy to use and the different pots make saving easy. Reviewed on: 3rd April 2023

Great rate, easy to use app

The app is very easy to use and the rates are good Reviewed on: 3rd April 2023

Everything in one place

Perfect for seeing what's going on with my savings all in one place. Easy to use and would highly recommend Reviewed on: 3rd April 2023

Great

Great and easy to use, switch money into variable pots, app user friendly, really impressed. Reviewed on: 3rd April 2023

Easy to use and good interest rate

The account is very easy to set up and to use. Reviewed on: 3rd April 2023

Trustworthy and efficient

I was recommended to Zooa by a friend and was a little concerned as I hadn’t heard of them before so I tested the incoming and outgoing before sending more savings. Everything went very smoothly and efficiently and not only that but they offer great rates too! Reviewed on: 3rd April 2023

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