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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Excellent Saving App

I've tried several savings accounts over the last twelve months and Zopa is streets ahead of the rest. The app is excellent and extremely easy to use. Reviewed on: 4th April 2023

Great App

Easy to use intuitive App. Competitive rates Reviewed on: 4th April 2023

Amazing banking!

Easy, good interest rate, excellent app Reviewed on: 3rd April 2023

A really great find

I have been saving with high street banks and be really miffed at Ruthie lack of interest. Then I found Zopa, moved my money and now I am very happy Reviewed on: 3rd April 2023

Excellent saver interest rates

Easy to use App. Excellent features like boosting your saver pots into varied fixed notice pots, etc. Easy transfers between accounts and external bank account. No problems whatsoever. High street banks should learn a lesson from the approach to banking from Zopa Reviewed on: 3rd April 2023

Super savings account

Great rates and super easy to use! Already recommended to friends!! Reviewed on: 3rd April 2023

Great savings account

I have used Zopa for almost 6 months now and I love it, its probably the best I’ve used. If you need to save money I recommend Zopa. Reviewed on: 3rd April 2023

An easy to use flexible savings product

No-nonsense flexible savings product that helps me manage my long term saving for upcoming holidays, emergency fund and eventually starting a business, thanks Zopa! Reviewed on: 3rd April 2023

LOVE - all in one place with options

Love having everything in one place with options for savings rates/fixes too. Pretty quick transactions, usually within 20mins for me. Simple to use, and all in all, love it - converted! Reviewed on: 3rd April 2023

Great savings plan

Love the different savings plans offered, with different interest rates for differing lengths of time saved. Have three pots, easy to add and move money, good interest rates, easy to contact Zopa, communication fast. Have already recommended Zopa to family members and will continue to save with them. Excellent! Reviewed on: 3rd April 2023

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