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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Amazing interest rates

5
Innovative and great bank. Love the smart saver Reviewed on: 3rd April 2023
Carlos Chavez Maldonado's avatar
Carlos Chavez Maldonado

Little pots of joy

4
Zopa smart saver pots are so easy to use. I can see all my savings on one place, create pots for different things, and move money around. I can put some money in notice pots for higher interest, but I can easily see what I've got and when I can get to it. Interest rates are clear and I don't have to reapply when they go up. Taking money back out from any access pot is just as easy as putting it in. Savings made easy. Reviewed on: 3rd April 2023
Chris Poulton's avatar
Chris Poulton

Zopa

5
Very straightforward and good interest Reviewed on: 3rd April 2023
Wayne Fox's avatar
Wayne Fox

Great

5
Easy to use app and great savings rates Reviewed on: 3rd April 2023
Cazz's avatar
Cazz

Savings made easy

5
Very simple way to save, add money and setup account Reviewed on: 3rd April 2023
Craig Wilson's avatar
Craig Wilson

Simple and User Friendly

5
Great product. Easy to use. Trustworthy. They put up your interest rate regularly with bank of England Increases. Reviewed on: 3rd April 2023
Mick O'Brien's avatar
Mick O'Brien

great service and they look after their customers

5
Zopa has increased saving rates in line with the bank of England. The app is easy to use. Reviewed on: 3rd April 2023
Martin Rolfe's avatar
Martin Rolfe

Easy to use and fair rates

5
Very easy to set up the account and start saving. Competitive interest rates Reviewed on: 3rd April 2023
Philip Kerr's avatar
Philip Kerr

Great

5
Great bank, best rates around, easy to use app, money transfers quickly Reviewed on: 3rd April 2023
Emily Baccarella's avatar
Emily Baccarella

Easy to use and great service

5
Very easy to set up savings account. Love the options to put savings into different pots. Increased interest rates quickly updated. Very easy to access money when needed and quick transfer Reviewed on: 3rd April 2023
Lee S's avatar
Lee S

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