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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Unrivalled

Best savings rates to be found for short term saving goals with no long tie in. Immediate raise to savings rate when BoE raise interest rates. Were always best for loan rates before and now exceeding in savings. Reviewed on: 4th April 2023

Easy to set up and good rates

Sometimes app can be a bit buggy but gets fixed quickly. Would recommend! Reviewed on: 4th April 2023

Simply the best saver account

After using many different providers to save my money, Zopa came on top with the higher intrest rates for my savings and 10/10 customer services! I couldn’t ask for a batter company to hold my savings. Reviewed on: 4th April 2023

Great rates, Great service, Great experience

Great rates, Great service, Great experience Reviewed on: 4th April 2023

Easy savings with good interest rates

It’s very convenient to run your savings from the app. Recommended. Reviewed on: 4th April 2023

Easy and best rate

Very impressed with this super range of saving pots with the best interest I can find easy but secure to view. Great communications and seems absolutely hassle free. Bane your savings pots and tie up for the time which suits you. Highly recommending to anyone I discuss saving money with. Reviewed on: 4th April 2023

Great Product

Competitive rates. Convenient to use. I really lone how you can have many pots so you can organise your savings. Reviewed on: 4th April 2023

Good rates and easy to access

I heard about Zopa from MSE, a few checks showed a decent interest rate and a simple to use app. After having it for a couple of months I have already recommended it to friends and family and the interest rates have gone up too which is a bonus when saving. Reviewed on: 4th April 2023

Great savings

Good to be able to draw out money from your savings when you need it in these times when cost of living keeps increasing Reviewed on: 4th April 2023

Get Smart with Smart Saver

Fantastic service with fantastic rates.... Reviewed on: 4th April 2023

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