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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Pots!

Responsive interest rates, great savings organisation with pots! Reviewed on: 3rd April 2023

Easy way to handle your savings

Zopa is such a great concept. Is so easy to open and manage your savings accounts. The also offer competitive interest rates and saving pots with higher interest rates. Overall amazing! Reviewed on: 3rd April 2023

Happy customer

As an older person who took a while to get into online banking, I find Zopa very easy to use. Can transfer funds to linked bank accounts within 10-20 minutes. Good communication through emails. Multiple savings pots, which I love. Competitive interest rates. Highly recommend! Reviewed on: 3rd April 2023

Fantastic Zopa

Extremely quick and safe! Much recommended if you want build up your savings. Reviewed on: 3rd April 2023

Excellent savings produce

Great simple to use savings app with monthly interest payments at a great rate. Reviewed on: 3rd April 2023

Straightforward in every way

Choosing a product and opening an account was easy. Always quick to inform of any changes to savings accounts eg interest rates. Very happy with my experience so far. It's too easy to stay with the familiar high street banks but Zopa and others prove that it's worth looking elsewhere. Thanks to MSE the lesser known banks are being highlighted. Reviewed on: 3rd April 2023

Easy and simple to use

Easy set up and great rates of interest. Reviewed on: 3rd April 2023

Easy to save, easy to manage

Best thing about Zopa is that they have made it easy to manage and run. Rates are top 10% and they have made it quick and easy over a smart phone. If Reviewed on: 3rd April 2023

Simple. Best Saving Rates & Intuitive Mobile App

I came across Zopa a while ago, but did not get on board until last year. I am impressed with the speed how Zopa reacts to the market shifting, competitive interest rate. As well the ease of use of the mobile app is just great. Reviewed on: 3rd April 2023

Great and easy

Have been using the smart saver account and app, very easy to set up and use, great that you can have different pots Reviewed on: 3rd April 2023

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