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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great rates and easy to use

Easy to transfer money in and out plus great rates Reviewed on: 3rd April 2023

Easy to use

Easy to access and move money around with just a few clicks! I recommend Zopa to everyone! Reviewed on: 3rd April 2023

Easy app, up to date rates

Myself and partner have savings with Zopa. App so easy to set up, interest rates updated regularly. What's not to love! Reviewed on: 3rd April 2023

Simple and reliable

A simple and straight forward saving app with little faff. Reviewed on: 3rd April 2023

Great Savings Account!

This is a great Savings Account. It is easy to use, set up various savings pots and access your money easily - all with a good interest rate, which changes much more quickly than most other providers' interest rates do! I love my Zopa app, and my Smart Saver Account! Reviewed on: 3rd April 2023

Fantastic

If you're looking for a reliable and hassle-free way to save your money, then I highly recommend opening a savings account with Zopa Their savings account offers competitive interest rates and no monthly maintenance fees, making it a great option for those who want to grow their savings without sacrificing their hard-earned money. Plus, their online banking platform is easy to use and provides convenient access to your account information, making it simple to manage your money on-the-go. Overall, I believe that Zopa 's savings account is an excellent choice for anyone looking to save for the future. Reviewed on: 3rd April 2023

Easy access

I opened account on line it was so easy they gave me easy to follow instructions I’d recommend them to my friends and family Reviewed on: 3rd April 2023

Easy to use and top interest

Easy to use app savings account with great option for different pots for different savings. Reviewed on: 3rd April 2023

Super easy great rates

Super easy to set up, navigate and use, great rates Reviewed on: 3rd April 2023

Amazing & easy to use

Great app, simple set up & interest rates are market leading. Great to set up various pots to save for different things. Perfect to help with planning & budgeting!! Reviewed on: 3rd April 2023

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