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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Super easy to use and great app

Zopa provides great customer service, competitive interest rates and the app is super easy and intuitive to use. Reviewed on: 3rd April 2023

Great rates, good app

Generally great app. Sometimes deposits can take a few hours to clear, but rates are great Reviewed on: 3rd April 2023

Best Bank

Straightforward to set up a savings account Reviewed on: 3rd April 2023

Easy and responsive

At a time when little was happening Zopa made a positive way forward for my personal savings. Reviewed on: 3rd April 2023

Very good

Fantastic savings account for interest rate and peace of mind Reviewed on: 3rd April 2023

Easy option with great rates

Very easy to sign up and transfer funds in. Easy interface and functionality. At the time it was the best interest rate for easy saver and the rate has gone up since. Very happy!! Reviewed on: 3rd April 2023

Wow!! The best!

Throughly enjoy using zopa. Love seeing my interest added each month Reviewed on: 3rd April 2023

Safe and simple

Opening a savings account was one of the most simple things I've done. Should I have need of my money, it is totally accessible. I wish I had know about Zopa sooner, decent rate of interest, what's not to like Reviewed on: 3rd April 2023

Great App and Account

The account was easy to setup. The app displays information clearly and works well. Alongside a competitive rate of interest what's not to like. Reviewed on: 3rd April 2023

Easy account to set up and manage

Opening account was easy and once open simple to manage. Very good interest rate and options to increase rate with notice periods for withdrawals. I’ve already recommended to family who have now opened accounts. Reviewed on: 3rd April 2023

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