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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very easy to use

Easy to access savings and move money around with just a few clicks! I recommend Zopa to everyone! Reviewed on: 3rd April 2023

Easy savings with a great rate

Quick and easy access savings account with a top APR. Reviewed on: 3rd April 2023

Easy Peasy Savings

Great easy to use, user friendly website. Super(Zopa!) products that encourage you to save for longer periods for better returns into various named saving pots.Brilliant Idea.Love it when the interest is applied each month into all our pots! little pots of gold we call them!Turned us into proper savers ! Thanks Zopa. Reviewed on: 3rd April 2023

David Boyd

The app is great. Best saving rates with the option for multiple fixed term rates all in one account. Reviewed on: 3rd April 2023

Smart indeed

The Smart Saver is easy to set up, convenient and flexible to operate , and excellent value. Reviewed on: 3rd April 2023

Top savings

Really pleased with Zopa, got the tip from Martin Lewis money savings expert. Very good interest rates, really like options available. Easy to use via the app. Highly recommend. Reviewed on: 3rd April 2023

Great savings account

Easy to use and high interest rate. Highly recommend Reviewed on: 3rd April 2023

Super easy savings

Great rates and easy to use app. Like the flexibility of choosing your own rates based on the various access timeframes. Reviewed on: 3rd April 2023

Brilliant

A great easy to use app for saving. Withdrawing is also easy with money paid into your chosen bank account within 2 hours. Fantastic! Reviewed on: 3rd April 2023

Best savings account by a country mile

Clear interest, variable based on shorter term lock-away, super clear, user centric app, interest given monthly. Ticks all the boxes of what I wished for from other banks and more, have referred friends who are also delighted Reviewed on: 3rd April 2023

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