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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Just what it needs to be

First and foremost, competitive interest rates. After each Bank of England rise, Zopa continue to be competitive in their interest rates which is the most important thing for me. Their app and user interface is also great. Happy customer. Reviewed on: 3rd April 2023

Great company!

I have already recommended Zopa to friends and family. The app is great and easy to use. Reviewed on: 3rd April 2023

Great rates on savings

Easy access and easy to save.. booster rates for those who don't need there money in a hurry. Reviewed on: 3rd April 2023

Very competitive rates and Love the money pots

Easy to set up the account. Very competitive interest rates. Love the money pots, its one of the reasons why I moved from Marcus. So easy to add a pot and move your savings around as you wish between all the things I'm saving for. Reviewed on: 3rd April 2023

Clever and versatile

The account opening is very simple and straightforward. The rates offered are good and the boosted pot is a great idea. Reviewed on: 3rd April 2023

Simple savings app with good rates

I had some money I needed to save, but still have access to. I was looking for a good interest rate with easy access. Zopa had a really a competitive rate and made saving so easy with the app. They've also increased their rates to stay competitive in step with the bank of England rates. Reviewed on: 3rd April 2023

EASY TO OPERATE SAVINGS SCHEME

One of the higher interest rates currently available, easy to operate and very responsive to BOE interest rate increases. Reviewed on: 3rd April 2023

Easy access savings with great rates

The Zopa app is very easy to use and gives great view of your savings, the rates are among the best going and transfers to and from your current account are both fast and easy. Reviewed on: 3rd April 2023

Easy access saving with excellent app

It is so easy to save with Zopa. There app is easy to use and everything is at your fingertips. Withdrawals get processed very quickly back to my current account. I have recommended Zopa savings to my family and friends :) Reviewed on: 3rd April 2023

Great interest

Not only is the interest rate good they increase it when appropriate without you having to open another account. I particularly like the smart way you can add funds to your pots from a current account. Reviewed on: 3rd April 2023

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