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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Quick money transfer to nominated bank

Instant access interest rates increases rapidly in zopa. Quick money transfer to nominated bank and deposit also quick. Notification of all transactions received by email and mobile by zopa. Reviewed on: 3rd April 2023

Simple Savings

Easy to invest and also gain access to your savings when needed. Zopa quickly reflect and pass on increased interest rates following Bank of England base rate increases. Everything is easy to manage with Zopa, highly recommended. Reviewed on: 3rd April 2023

Brilliant and Efficient

Zopa is simple, easy to navigate and smart. I am a very satisfied investor and would recommend!! Reviewed on: 3rd April 2023

Easy!

Such an easy account to set up and manage with no complaints at all! Reviewed on: 3rd April 2023

Great service

I have been with Zopa for a relatively short period of time but that time has been easy and hassle free….I can top up my savings in just a few minutes and it’s nice to see those savings for myself and my grandson grow. The team are on hand if you need any help or support. Reviewed on: 3rd April 2023

SMART SAVER.

Hi all, I am extremely satisfied with Zopa's Smart saver account. Very easy to open an account and very useful facility of opening different saving pots at different rates and times. Easy to deposit and withdraw 27/7 with the App. Add no fees to this and you now have the perfect package. They also top the best rates for an App. Well done Zoa, I highly recommend. Reviewed on: 3rd April 2023

Zopa- great interest rates and so easy to use

I discovered Zopa via Laura Ann Moore, Money Mindset Expert on Instagram since lockdown. It is so easy, set up and use. The Interest rates for the primary account is competitive and i love the fact that i can add money to my Rainy Day account when i am feeling financially flush. An easy way to save for those unexpected times that lay ahead! Reviewed on: 3rd April 2023

Easy peasy

Easy to set up, move money and great rates! Couldn’t recommend more highly. Reviewed on: 3rd April 2023

Great app

Great app. Easy to move money. Top interest rates. No spam emails Reviewed on: 3rd April 2023

Quick and easy with good interest

Love this savings account. So easy to set up and love the different pots for money. Great interest rates and would highly recommend Reviewed on: 3rd April 2023

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