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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Excellent

Zopa have consistently had the best rates, easy app to use Reviewed on: 3rd April 2023

Nice easy product

I’ve transferred my savings to Zopa and have been really impressed with how easy and straightforward the app is to use, let alone the excellent rate of interest. I will recommend to friends… Reviewed on: 3rd April 2023

Amazing product

Zopa has provided an unrivalled product Reviewed on: 3rd April 2023

Easy to use and understand

Really easy to use and manage the savings options available. Transfers in and out are swift and notifications are descriptive and to the point. Reviewed on: 3rd April 2023

Easy to use and good rates

I have found the app really easy to use and it is great to set up separate pots of money with different lengths of notice Reviewed on: 3rd April 2023

Keep in control

Great savings account. Stay in control of your money. Easy to move savings into different pots and split between higher interest longer term and instant access pots Reviewed on: 3rd April 2023

Consistently competitive rates with an app that just works!

I found other banks were slow to pass on increases in savings rates so I found myself frequently shifting my savings from one bank to another. Not so with ZOPA, they pay competitive rates of interest and are always quick to pass on increases in savings rates, really impressed. Reviewed on: 3rd April 2023

Easy to Use, Great Interest Rates

I love the fact that you can create different savings pots, and it’s great to know that interest rates are usually top of the pile. Reviewed on: 3rd April 2023

Brilliant

Great customer service and rates Reviewed on: 3rd April 2023

User friendly

Easy to use, can lock away savings for an amount of time of your own choosing, easy to create an account. Reviewed on: 3rd April 2023

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