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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

A good rate of interest.

A good product with interest rates linked to the duration of the fixed savings, ie instant access, 7 days, 1 month or 95 days. One of the best out there. Reviewed on: 3rd April 2023

Great online service!

Best rates around and super easy to set. Reviewed on: 3rd April 2023

Great saver!

The app is really user friendly, you can make separate saving pots quickly and easily. Have already recommended to friends and family. Reviewed on: 3rd April 2023

Simple to use with good rates and multiple pots

I am really liking Zopa. I like the multiple pots, heir interest rates are very competitive and the app is incredibly easy to use. They deserve an award Reviewed on: 3rd April 2023

Smart Saver Easy Access Account

I opened a Smart Saver account a few months ago, it was very easy and and the mobile App is intuitive and easy to use. Smart Saver is the best instant access account available. Easy to open & easy to manage, brilliant! Reviewed on: 3rd April 2023

Easy Access Easy Use

Zopa provides a good interest rate for my savings utilising an easy to use app with % options. Decisions to move money are a Face ID and click away; flexible and simple. Would recommend highly. Reviewed on: 3rd April 2023

Easy to operate

Easy to open and operate the account. Would recommend to others. Reviewed on: 3rd April 2023

Great app, great interest rates

So easy to use. Brilliant app, five stars ***** Reviewed on: 3rd April 2023

Zopa Smart Saver

A really neat way to save for what you need to, whether adding to your accessible savings or stashing away in a boosted pot for a specific goal, either 1 week, 1 month or 3 months or more down the line. Great customer service from what I have experienced too! A great option in the savings market place. Reviewed on: 3rd April 2023

Excellent Flexible Savings Account

I need to put funds away for varying lengths of tome for different purposes. The Zopa app is brilliant, not only is it very simple to use but I can easily move my money into different interest tiers whenever I want - an excellent product Reviewed on: 3rd April 2023

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