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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy way to save

Brilliant App to easily save. Simple to use even for those not confident with internet banking. Even my 88 year old mum safely uses it. Reviewed on: 3rd April 2023

Ace Online Bank

I really like how easy it is to top up or access savings. The boosts are good, too! Reviewed on: 3rd April 2023

Great Savings Account

Took out a Smart Saver account and moved money to one of the boost pots. Great rate of interest and so easy to navigate. Highly recommend Zopa. Reviewed on: 3rd April 2023

Savings with an extra Zopa Zing!

I was looking for a new home for some savings and I wasn't disappointed when I moved them to Zopa. The three levels of access saving are an excellent way to boost your savings with tiered interest rates. Great idea and all in one place! Reviewed on: 3rd April 2023

Unique Product great rates and brill App

Zopa really are great and their product with its 7 31 and 95 day boost is a unique savings product. Their app is very easy to use and intuitive. Great all round product Reviewed on: 3rd April 2023

Great interest rates and easy to use technology

So easy to set up and the processes all work so efficiently, along with competitive interest rates and great communication. Would definitely recommend. Reviewed on: 3rd April 2023

Just excellent

Superb rates easy quick transfers perfect in al ways. Reviewed on: 3rd April 2023

Zopa savings

So easy to set up and keep tabs on savings, simple to move money and boost returns Reviewed on: 3rd April 2023

Easy set up

Found it extremely to apply for a savings account. Easy to use & regular good communication. Very happy with my experience & really helping to save. Reviewed on: 3rd April 2023

Easy account with great gains

Easy account to open and manage via the app, market leading rates and they pass higher rates on to customers as rates change. Would highly recommend 5* Reviewed on: 3rd April 2023

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