Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Loving Zopa

I’ve been in Banking for 35,years and have helped customers meet their financial goals and plans. I have recommended budgeting as part of this service and I love the pots which you offer to budget and plan. I can also rely on you offering a very competitive rate and updating it quickly when we see base rate increases. There’s no need to look elsewhere. I’ve been recommending Zopa to friends and family who have opened accounts with you. Reviewed on: 3rd April 2023

Easy saver

Very convenient bank app - and great interest rate Reviewed on: 3rd April 2023

Straightforward good value

Zopa seem to review their savings rates quite regularly and quickly reflect a raise in Base rate. The savings pot system is simple to understand and operate. All transactions have been almost instant. Reviewed on: 3rd April 2023

Easy to apply, easier to use. Great!

All banking should be like this. Super efficient. Intuitive app. Competitive interest rates. What's not to like! Reviewed on: 3rd April 2023

So good

Interest every month. Better than the banks Reviewed on: 3rd April 2023

On the money.

A company that delivers and pays interest every month, love it! Reviewed on: 3rd April 2023

Great savings account

App easy to use and very clear. Withdrawals and deposits quick and seamless. Good interest rate. Would recommend to others. Reviewed on: 3rd April 2023

Soooooooooooooo Easy

The app is so easy to use and you have the best rates , simple! Reviewed on: 3rd April 2023

Savings

Fab way to save. Good interest rates and really easy to transfer money from different accounts. Love the fact you can build separate saving pots. All the house hold has an account. So easy to use. Reviewed on: 3rd April 2023

BEST SAVINGS ACCOUNT EVER

I love this bank. It is so versatile. The interest rates are the best around and ZOPA are always quick to move the rates up when the bank rates rise. Marvellous. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access and notice accounts
from Paragon Bank 4.06 from 7 reviews
Regular Savings
from Virgin Money 4.04 from 59 reviews
Savings
from Moneywise Credit Union 2.60 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub