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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.93

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Zopa Smart Saver is a great savings account

I’ve had Zopa Smart Saver account for about a year and I think the account is great. Managing the account with the app is easy and the basic savings interest rate is great for an easy access account. Even better are the boosted savings pots where you can get a higher interest rate by locking some of your money away like a notice account. I would highly recommend this product. Reviewed on: 3rd April 2023

Easy to use banking with great interest rates

Very easy, quick to use, simple, either instant access or boosted pots with high interest rates. Good communication from Zopa through email and notifications. Reviewed on: 3rd April 2023

Easy to manage

Easy to open an account and manage online. Great interest rates too. Reviewed on: 3rd April 2023

Great service and easy to use app

Zopa gives a great return on savings with regular interest rate updates and an easy to use app. I would definitely recommend them. Reviewed on: 3rd April 2023

Company With Morals

Such an easy company to deal with and the application is simple to use. They actually pass any rate rises onto the customer, meaning I am loathe to move my money elsewhere and they remain competitive and trustworthy to me. Reviewed on: 3rd April 2023

Great rates

Excellent rates and easy to use app Reviewed on: 3rd April 2023

Better interest rate

App user friendly and gives a great interest Reviewed on: 3rd April 2023

Excellent product and prompt reaction to interest rate increases

The Zopa app is straightforward forward to use. I like the ease of setting up boosted pots. Zopa are very quick to follow Bank of England rate rises with an increase in the Zopa rates. Interest is applied monthly so you can see your savings growing, Have recommended to family members. Reviewed on: 3rd April 2023

Easy accessible savings App

Straight forward and easy way to save. Their App has helped me save money and they offer great interest rates! Very happy. Reviewed on: 3rd April 2023

Absolutely love it

Super easy to set up and very reliable. Reviewed on: 3rd April 2023

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