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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

User friendly account

I have only recently joined Zopa and have found setting up the account straight forward. The app itself is user friendly. I like being able to separate my savings into individual smaller pots. Where you can select time period and rates. Notifications are received quickly after every transfer in. So far all good. Reviewed on: 3rd April 2023

Easy to use app. Very user friendly.

Has all the information you require to operate the account. Reviewed on: 3rd April 2023

Easy to use and good rates of interest.

i like the different savings pots and the ability to apply different notice period rules to each. quick and easy. Reviewed on: 3rd April 2023

Zopa savings

Easy to use. Completely in control. Reviewed on: 3rd April 2023

My review

Easy to use, good returns, quick and easy access Reviewed on: 3rd April 2023

Great savings account

So easy to bank using this app. And they offer great interest - what’s not to love?! Reviewed on: 3rd April 2023

Amazing!

Such good interest rates, and I love how you can set up different money pots with different interest rates! I’ve earned so much money! Reviewed on: 3rd April 2023

Perfect savings tool

I have always struggled to save and with the zooplas boosted pots I have been able to save for the first time ever as I have to give 7 days notice so by the time the notice period is up I would have been paid from my job so didn't need to withdraw from my savings, it has been an absolute godsend and it has been axing to finally have a little rainy day fund that I can fall back on when needed so thank you Reviewed on: 3rd April 2023

Everything is so easy.

Zopa's interest rates are the best I could find for an account which doesn't need to be associated with a current account. Registration is very quick, and it's easy to transfer money into the account. Also very simple to move money between savings pots to maximise the benefit of the interest rates on offer. Reviewed on: 3rd April 2023

Great rates and easy to use

Having used Zopa for loans I was keen to try the savings service. It has been great so easy to set up and use and the automatic rate adjustments based the time money has been in the account is a real breakthrough Reviewed on: 3rd April 2023

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