Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8051)

Saving made easy

5
Really good app and straightforward to set up and use. Makes saving easy! Reviewed on: 3rd April 2023
Duncan Wright's avatar
Duncan Wright

Easy to use

5
Eastly to set up plus good interest. Just add money to the pot when I like Reviewed on: 3rd April 2023
Anthony Hawkins's avatar
Anthony Hawkins

Brilliant

5
Zopa is a fabulous company to use too have you're savings with Reviewed on: 3rd April 2023
Deborah cunningham 's avatar
Deborah cunningham

Excellent

5
Really good app and good interest rates. Reviewed on: 3rd April 2023
Jonathan Giddings's avatar
Jonathan Giddings

Super easy to use...

5
The saver account from Zopa is super easy to use. You can boost your money pots interest rate at the touch of a button. Highly recommended. Reviewed on: 3rd April 2023
j e chappell's avatar
j e chappell

Control of your money

5
I really like the ease of transferring money to and from this savings accounts. I have several pots duly assigned where I can save regularly or top up from time to time. Notice period governs the interest rate offered so I am always in control. Reviewed on: 3rd April 2023
Richard Latham's avatar
Richard Latham

Competitive, Easy and Quick Savings

5
Very competitive rates which moved up automatically to remain competitive. Easy to set up and to move money in and out, really pleased as blew my bank rates out of the water! Reviewed on: 3rd April 2023
Andrew Crees's avatar
Andrew Crees

Love it all!

5
Fantastic app and company. Easy to set up, love the option to split savings into different pots. easy to understand rules regarding boosted pots, just fab. Spent years with previous provider getting more and more frustrated with rubbish communication but so far Zopa is beating them hands down. Would definitely recommend to others. Reviewed on: 3rd April 2023
TC's avatar
TC

Simplicity

5
So easy to set up and use and the interest rate is very competitive Reviewed on: 3rd April 2023
Andrew Latto's avatar
Andrew Latto

Easy to use

5
The smart saver is really easy to use and is user friendly. It’s also really flexible - making it easy to access your money when you need to. Reviewed on: 3rd April 2023
Kate Blomeley's avatar
Kate Blomeley

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.94 from 5953 reviews
    Zopa

  • Cash ISA

    from Zopa 4.94 from 1539 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 43503 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill