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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.93

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great savings product with flexibility

Flexibility to set up pots for different savings goals with best interest rate around for easy access Reviewed on: 3rd April 2023

Great saving account

It is all done online and very easy. They also very good at increase the rates as Bank of England rates go up. Reviewed on: 3rd April 2023

Zopa Smart Saver

Even as an old codger, I have found the Zopa experience to be efficient, simple, expeditious and thorough. That, even aside from the market leading rates and the flexibility of choosing one’s own interest rate depending upon notice period required. Reviewed on: 3rd April 2023

Very easy to use

Transferred money from my bank current account and started saving straight away and great interest and so easy to use no hassle Reviewed on: 3rd April 2023

Very easy to use, and excellent savings products

Really impressed by Zopa - their app and products have been a breeze to use, and I am very pleased by the savings rates on offer. All in all, an excellent company and great products for the consumer. Reviewed on: 3rd April 2023

Great Experience

It was very easy to open my account on the Zopa app. They have top rates and the boost account allows me to keep some in easy access and earn more on an amount kept for a rainy day. Highly recommended Reviewed on: 3rd April 2023

Great product

Easy access account, with user friendly app Reviewed on: 3rd April 2023

So easy and rewarding

Just so easy to save… Great rate with an app that makes it so simple… Reviewed on: 3rd April 2023

Great rates, easy access

Zopa's Smart Saver account is a fantastic option for those looking for a safe and reliable way to save their money. The account offers a competitive interest rate that is regularly reviewed and adjusted to ensure that customers are always getting a good deal. Overall, I would highly recommend Zopa's Smart Saver account to anyone looking for a safe and flexible way to save their money. With its competitive interest rate, FSCS protection, and user-friendly platform, it's a great option for anyone looking to make the most of their savings. Reviewed on: 3rd April 2023

Brilliant multi pot saving account - for single account holders

Brilliant and easy to add savings pots within one account. Reviewed on: 3rd April 2023

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