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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Ok

It’s ok, interest rates fairly competitive and easy to use app. Reviewed on: 3rd April 2023

Easy peasy

Easy to set up, good interest rate Reviewed on: 3rd April 2023

Simple and superb

Easy to use and a good rate of interest Reviewed on: 3rd April 2023

Zopa Smart Saver

The Zopa app is easy to use, the ability to save in different pots with higher interest is a great feature, very happy with the overall user experience too Reviewed on: 3rd April 2023

Super easy & all digital!

Super easy account to open, monitor and operate. All digital, the app is fantastic. Reviewed on: 3rd April 2023

Best rates and app

Zopa always have top rates for easy access savings and the app is easy to use. Very pleased. Reviewed on: 3rd April 2023

Easy to setup and manage

Setting up the Zopa Saving accounts and using the app is so easy. I would recommend it to anyone. Reviewed on: 3rd April 2023

Best interest rates around

Yopa is very user friendly. Straight forward and good communications. The app is simple to use and some of the best interest rates for savings. Very pleased with Yopa. Reviewed on: 3rd April 2023

Absolutely recommend!

Easy to set up and use. Great instant saver account Reviewed on: 3rd April 2023

Innovative Bank for Savings

This ticks all the boxes for a variety of savings options in one account. Variable savings pots and notice accounts with competitive rates. Thoroughly recommend Reviewed on: 3rd April 2023

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